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17th microdistrict, block 2 Khujand

Working Hours:

Mon–Fri: 08:00–17:00

(Cash desk: 08:00–16:00)

Sat: 08:00–12:00

Sun: Closed

For individuals

  • Loans
  • Deposits
  • Money transfer
  • Cards
  • IMONLINE

For business

  • Business loans
  • Loans for SMEs
  • Tariffs
  • Payroll projects
  • Support

Projects

  • Women in business
  • EBRR
  • ESG

Hotline

hotline@imon.tj

Call center

1122
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License issued by the NBT №0000357

Loans

Barakat

Barakat

Sustainable financing for your goals: multipurpose loans for consumer needs and business development, designed for a broad range of economically active clients.

Amount

from 1 000 to 50 000 TJS

Loan term

up to 36 months (72 months for education)

MoreApply
Bovari

Bovari

A reliable loan solution for clients with verified income. Suitable for major purchases, medical expenses, or home acquisition. Higher loan limits and flexible tenors enable you to achieve your key financial goals.

Amount

from 1 000 to 500 000 TJS

Loan term

up to 120 months

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AION Kafolat

AION Kafolat

Provision of sustainable access to multipurpose consumer and business loans for a broad segment of economically active clients.

Interest rate

from 1 000 to 15 000 TJS

Loan term

up to 12 months

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Inkishof

Inkishof

A loan for small business development. It helps expand operations, increase turnover, and launch new business lines. Suitable for entrepreneurs aiming for growth.

Amount

from 5 000 to 150 000 TJS

Loan term

2 – 120 months

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Nasiya

Nasiya

A convenient instalment loan for everyday purchases. It allows clients to acquire goods and services without putting additional strain on their budget, with simple and straightforward application terms.

Amount

from 1 000 to 30 000 TJS

Loan term

up to 12 months

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Overdraft

Overdraft

A financial buffer on your card — use bank funds when your own balance is insufficient. Convenient for covering short-term expenses without applying for a separate loan.

Amount

up to 5 000 TJS

Loan term

Up to 60 days

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"Express" loan

"Express" loan

A fast loan with minimal documentation. Ideal for urgent financial needs — quick decision turnaround.

Amount

from 1 000 to 500 000 TJS

Term

up to 48 months

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Kishovars

Kishovars

A loan for farmers and dehkan (smallholder) farms for both consumer and agricultural business purposes, including the purchase of equipment and seeds, as well as farm development and modernization. It takes into account the seasonality of income and supports the sustainable growth of agribusiness.

Amount

from 50 000 to 500 000 TJS

Loan term

up to 60 months

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Goods on loan

Goods on loan

A loan for purchasing electronics and other goods with fast approval. It allows you to get what you need today and pay for it gradually over time. Minimal requirements and convenient terms.

Amount

from 1 000 to 30 000 TJS

Loan term

from 2 to 36 months

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Bahoriston KFW

Bahoriston KFW

A dedicated loan for housing improvement. Suitable for construction, renovation, and home expansion. Competitive terms and support from international programs.

Amount

from 10 000 to 200 000 TJS

Loan term

up tp 120 months

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Manzil

Manzil

A loan for purchasing or building a home. Enables clients to acquire their own housing with comfortable terms and a long repayment period.

Amount

from 10 000 to 200 000 TJS

Срок действия

up tp 120 months

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Rushdi Zamon

Rushdi Zamon

ESG | Green Financing | Businesses and Households

Стоимость карты

from 50 000 to 500 000 TJS

Срок действия

up to 60 months

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Havzai bahri Aral

Havzai bahri Aral

A loan to support and develop the economic activity of households — accessible financing that helps strengthen financial resilience, implement plans, and grow their own business.

Amount

from 15 000 to 500 000 TJS

Loan term

up to 60 months

MoreApply
Farovon

Farovon

A loan for the sustainable development of agriculture: financing for crop production, as well as the expansion and modernization of agribusiness under the “Commercialization of Agriculture” program.

Amount

from 50 000 to 500 000 TJS

Loan term

up 36 months

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Rushdi mintaqa

Rushdi mintaqa

A loan to support regional businesses. Aimed at fostering entrepreneurship and creating new jobs in the regions.

Amount

from 1 000 to 30 000 TJS

Loan term

up to 24 months

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Zangiri ustuvor

Zangiri ustuvor

A loan to ensure sustainable access to finance for agribusinesses — supporting projects involved in agricultural value chains and compliant with the requirements of the “Agricultural Value Chain Financing” program.

Amount

from 50 000 to 500 000 TJS

Loan term

up to 60 months

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Rushdi tijorat

Rushdi tijorat

A loan for business scaling. Ideal for entrepreneurs looking to grow, increase profitability, and enter new markets.

Amount

from 20 000 to 250 000 TJS

Loan term

up to 48 months

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"Golden Card" loan

"Golden Card" loan

A credit limit for the bank’s reliable clients. Provides quick access to funds via card for everyday and urgent expenses.

Amount

from 1 000 to 5 000 TJS

Loan term

up to 24 months

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Amonat

Amonat

A loan secured by your own deposit — quick access to funds without losing your savings.

Amount

up to 100% of the deposit balance

Loan term

up to the maturity date of the deposit agreement

MoreApply